Terms and Conditions

What We Offer

Deerfield Life Insurance offers explanations, quotes and application help for term life, whole life, universal life, final expense, mortgage protection and children's life insurance, as well as term conversion and reviews of existing policies.

Information on this site is general. The insurance company that issues a policy determines coverage, eligibility and price based on your application.

Using the Site

You may use this site for lawful purposes and to learn about our services. Its content is educational and does not replace advice tailored to your situation.

Quotes

Phone quotes are estimates based on the information you give us and do not promise coverage or a particular price. Final premiums depend on the issuing company's underwriting.

No policy takes effect until the insurer approves an application and any required first premium is paid.

Content Ownership

The material on this site belongs to Deerfield Life Insurance or is used with permission. It may not be copied for commercial use without written consent.

Disclaimers

This site is provided as is. We aim for accuracy but cannot promise that every detail is complete or current. Benefits, conditions and exclusions are set by the policy contract the insurer issues.

Limitation of Liability

To the extent the law allows, Deerfield Life Insurance is not liable for indirect or consequential damages arising from use of this site.

Links to Others

Links to outside websites are offered as a convenience. We are not responsible for what those sites contain.

Governing Law

These terms are governed by the laws of the State of Illinois.

Updates

We may revise these terms by posting a new version on this page and changing the date above.